Let’s assume for a minute that the real culprit in the debate over health care reform is not the insurance companies, but the rising cost of health care. Now, this doesn’t mean I’m willing to let the insurance companies off the hook, as you will see. But, for now, bear with me and assume that the driver of this whole mess is the high cost of health care.

If we make this assumption, a number of things jump out pretty quickly: Read more »